“For the past three years I have been releasing on a new car. The Ford Explorer I was driving had high miles and no heat. Living in Michigan having heat in the winter is important. My ego had been telling me that I couldn’t afford a new car and told me make due with what I have. My wife suggested that I take money from a 401K plan and use it as a down payment on a car to get the payments to an amount I could afford. We visited a Ford dealership and found that by leasing the payments were under $300/month. I then found I could trade in my Ford Explorer. This resulted in no money out of pocket to get into the lease and brought my payments down to $258/month. In addition to that I received a check for $1,000.00 for the trade-in.” – Bill Paden